Monthly Installment Loans Singapore - Bedok - Low Interest Rates

Why Choose Tradition Credit
for Monthly Installment Loans?

Affordable Interest Rates

Enjoy competitive rates as low as 1% to 3.92% per month, making your loan affordable and manageable.

Flexible Repayment Plans

We understand that one size doesn't fit all. Choose from flexible repayment terms up to 24 months to match your financial capacity.

Transparent Process

From application to disbursement, our process is streamlined and clear, ensuring you're well-informed every step of the way.

Instant Disbursement

Experience quick and hassle-free loan processing with instant disbursement upon approval, providing you with immediate financial relief.

Are you feeling overwhelmed by unexpected expenses and emergencies?

Living in Singapore presents its own set of challenges, especially as bills continue to rise. For hardworking individuals, managing utility bills, rent, and other necessities can be a daunting task. Sometimes, despite careful budgeting, it feels like there’s never enough to cover everything. Perhaps you dream of a family holiday, but the reality of bills holds you back.

At Tradition Credit, we understand the financial pressures you face. Established in 1994, we’ve been a trusted lending partner in Singapore, dedicated to providing accessible financial solutions. Our Monthly Installment Loans offer a lifeline during tough times, providing flexibility and support when you need it most.

What is a Monthly Installment Loan?

A Monthly Installment Loan, similar to a personal loan, provides a lump sum of money that you can borrow for a year or more, with fixed monthly repayments at a set interest rate. This type of loan offers flexibility in usage, allowing you to address various financial needs.

At Tradition Credit, our Monthly Installment Loans offer stability and predictability. With fixed monthly repayments comprising both principal and interest, you can manage your budget effectively, unaffected by inflation or fluctuating interest rates. As a trusted financial partner in Singapore, Tradition Credit ensures transparency and reliability throughout the loan tenure.

These loans are ideal for addressing sudden or unavoidable expenses that require a larger sum and a longer repayment period. Whether it’s medical emergencies, education expenses, or home renovations, our Monthly Installment Loans provide the financial support you need to face life’s challenges with ease.

Why Choose Monthly Installment Loans?

If you are wondering, why you should opt for a monthly installment loan, then the following are a few points to consider when making the decision:

Firstly, regular repayments made on time can significantly improve your credit score, establishing a solid credit history for future financial endeavors.

Moreover, installment loans typically feature lower interest rates compared to alternatives like lines of credit or credit cards, helping you save money in the long run.

With fixed interest rates, installment loans ensure transparency and predictability throughout the repayment period, eliminating surprises such as sudden surcharges or extra payments. This consistency extends to budgeting as well, as fixed monthly payments make it easier to plan and manage your finances effectively.

Additionally, installment loans are versatile in their usage, catering to both short-term emergencies and long-term projects, providing the flexibility needed to address various financial needs.

At Tradition Credit, our Monthly Installment Loans offer stability, allowing you to plan your finances with confidence. Whether you need a larger sum for a longer period or a smaller amount with a shorter repayment term, our Monthly Installment Loans at Tradition Credit can be customized to suit your needs.

Get Your Monthly Installment Loans Now!

Getting a Monthly Installment Loan with us is a breeze, following three simple steps:

Online Application: Begin by filling out our straightforward online form, kicking off your loan journey effortlessly.

Personalized Consultation: Our approachable consultants will connect with you to grasp your requirements, tailoring a loan plan perfectly suited to your needs.

Instant Funds: Upon approval, your funds will be disbursed promptly, often on the same day, empowering you to take decisive strides towards realizing your financial aspirations.

Don’t let financial hurdles hold you back any longer. With Tradition Credit, you have a partner ready to support you in turning your dreams into reality.

Apply for a Monthly Installment Loan today and experience the difference of a financial service that truly cares.

Call us now at 6283 1323

Our personal loans specialists will attend to you immediately
Monday - Friday: 11:30 - 20:00
Saturday: 11:30-19:00

Apply Online For Personal Loan

Tradition Credit: Where Every Monthly Installment Moves You Closer to Your Dreams

At Tradition Credit, we’re more than just a place to borrow money – we’re here to be your trusted partner in managing your finances. Our commitment to being honest, and clear, and making sure you’re happy has always been the most important thing to us. You can find us right in the middle of Bedok, ready to help you with whatever money worries you have.

Choose Tradition Credit for a loan that’s easy to understand and tailored to you. Our Monthly Installment Loans offer you a way to borrow money and pay it back in small, fixed amounts every month. It’s a simple and stress-free way to reach your money goals, and we’ll be here every step of the way to make sure it works for you.

FAQ – Interest rates and fees

What are the fees that moneylenders can charge?
With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:
- a fee not exceeding $60 for each month of late repayment;
- a fee not exceeding 10% of the principal of the loan when a loan is granted; and
- legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.
What should I consider before taking up a loan?
Before approaching a moneylender, consider other alternatives, such as the various financial assistance schemes offered by various Government agencies.
You are legally obliged to fulfil any loan contract you enter into with a licensed moneylender.
Borrow only what you need and are able to repay. Be mindful that if you are unable to meet the contractual terms, the late payment fees and interest payment will be a financial strain not just on yourself but also on your family.
What should I do after being granted a loan?
- Make sure the moneylender delivers to you the correct principal amount of the loan.
  The moneylender is only permitted an upfront deduction of a loan approval fee of up to 10% of the principal amount.
- Pay the loan instalments on time to avoid incurring late payment fees and late interest.
- You should retain all statement of accounts and receipts of payments, as documentation and evidence of payments.

Applying For Personal Loans in Singapore

We get you the cash when you need it.
Simple, fast and secure.
Borrowing with us is done in 3 easy steps.

Step 1
Apply Online

Complete our simple online application form, it only takes a few minutes. We will contact you & discuss your application & options.

Step 2
Submit and verify

Bring along your supporting documentation, we will verify your eligibility and confirm facility amount.

Step 3
Get Funds

Sign your documentation and you will get the funds on the same day. Many of our loans are funded within the same day of applying.

All The Great Loans in One Place. Tradition Credit.

Simple, Fast and Secure

Getting a fast cash loan in Singapore can be actually easier than it seems. Here in Tradition Credit, we offer a hassle-free and yet reliable fast personal loan application process online. Getting a fast cash loan in Singapore has never been easier. We have proven to have a strong and consistent track record in offering emergency fast credit cash loans to many Singaporeans in their time of need.

With many years of experience in handling individuals with imperfect credit score, we have still managed to offer fast personal loan packages to many within a short period of time legally. If you are looking to get a quick cash loan or personal loan in Singapore for your own financial needs, you should first engage our consultants and we will be more than happy to offer you a free consultation over the phone or even at our office.