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Start now with fresh resolve to achieve financial wellness. Control Debt Enhance your financial health by keeping debt manageable. Pay off debts with the highest interest rates first, such as credit card balances. Pay as much as you can on your smallest debts and pay at least the minimum on large ones even modest accomplishments […]

How can we avoid the debt trap? Distinguish needs and wants Many people incur excess credit card debt through overspending because of their inability to tell needs from wants. Example of a handbag, while one may need a bag for daily usage, one only wants a luxury bag costing thousands of dollars. Prepare for emergencies […]