Tradition Credit

Payday Loan

Tradition Credit, Where Every Payday Loan Opens a Door to New Possibilities!

Why Choose Tradition Credit
for Payday Loans?

Fast and Simple Process

Our payday loan process is designed for speed and simplicity, ensuring you move from application to funds in your hands as swiftly as possible.

Transparent and Affordable

radition Credit guarantees competitive interest rates and crystal-clear terms for all payday loans. We ensure that you're fully informed and comfortable, with no hidden fees or unwelcome surprises.

Tailored to Your Needs

Our payday loans are not one-size-fits-all. Our dedicated team takes the time to understand your specific situation, crafting a payday loan that aligns perfectly with your financial situation and repayment capacity.

A Trusted and Licensed Lender

Tradition Credit is a licensed and reputable entity in Singapore, adhering to the highest standards of integrity and professionalism. Our commitment to your trust and security is unwavering. With Tradition Credit, you're in reliable hands.

If you’re currently facing financial difficulties and urgently need access to cash, securing a quick loan in Singapore is straightforward, thanks to the plethora of options available, including borrowing from a licensed moneylender.

Lately, payday loans have gained popularity among Singaporeans, driven by the rising cost of living. Even for those employed full-time, sometimes the paycheck might not arrive in time. In such situations, payday loans can be a lifesaver.

At Tradition Credit, we understand the urgency and sensitivity that comes with financial emergencies. Since 1994, we’ve been Singapore’s go-to source for reliable and accessible financial solutions, including our specialized payday loans. Our commitment to excellence and customer satisfaction has made us a pillar in the lending community, ensuring that when you need financial support the most, we’re here to help with open arms.

At Tradition Credit, we recognize that financial emergencies don’t wait. Be it an unforeseen medical expense, critical home repairs, or bridging the gap until your next salary, our payday loans offer the immediate financial support you require, without any complications.

What is a Payday Loan?

A payday loan, commonly found in Singapore, is a short-term financial solution designed to offer immediate cash relief in times of financial emergencies, bridging the gap until your next paycheck.

This type of loan is particularly useful for covering urgent expenses such as unexpected bills, avoiding the potential for hefty late payment fees by providing quick access to funds.

Often referred to as cash advance loans or salary loans, payday loans are characterized by their short duration and are typically accompanied by high interest rates, reflecting the immediate availability of funds they provide to borrowers before their next salary payment.

At Tradition Credit, we recognize that financial emergencies don’t wait. Be it an unforeseen medical expense, critical home repairs, or bridging the gap until your next salary, our payday loans offer the immediate financial support you require, without any complications.

 

Payday Loan

How Payday Loans Work?

Professionals discussing payday loan options over the phone, strategizing financial solutions in a collaborative meeting environment

Apply for a payday loan easily through our online platforms. Provide basic personal information, proof of income, and banking details.

Once submitted, we swiftly assess your eligibility and creditworthiness. Funds are often disbursed within hours, addressing your immediate financial needs.

Repay the loan in full by your next payday or within a short timeframe, ranging from days to a month. Choose from convenient repayment options like in-person, automatic bank withdrawal, or online platforms.

While payday loans may incur higher interest rates and fees, our competitive rates ensure clarity in understanding the total cost of borrowing.

Timely repayment is crucial to avoid additional fees, penalties, and negative credit impacts. We offer extensions or alternative repayment arrangements in some cases, prioritizing your financial well-being.

Tradition Credit prioritizes simplicity and speed in securing payday loans. Our commitment is to provide prompt financial relief, supporting you through temporary financial challenges until your next salary arrives. 

 

 

Begin Today! Take the First Step

Ready to transform your financial outlook? Your journey to financial confidence starts with Tradition Credit.

Submit our online enquiry form now, and let’s start on this journey together. With Tradition Credit, you’re not just getting a payday loan; you’re gaining a partner dedicated to your financial success.

Discover the Tradition Credit difference. Let us be the cornerstone of your financial flexibility, guiding you towards a future where financial challenges are navigated with confidence and ease.

 

 

Call us now at 6283 1323

Our personal loans specialists will attend to you immediately
Monday - Friday: 11:30 - 20:00
Saturday: 11:30-19:00

Apply Online For Personal Loan

 

 

Tradition Credit: Your Trusted Payday Loan Support

Choosing Tradition Credit means more than just getting a loan. It’s about forming a partnership that cares about your financial health. We’re dedicated to providing quick, easy, and dependable financial solutions. Count on us to be your stable support system through life’s financial challenges.

Begin Today: A Future of Financial Confidence Awaits

With our commitment to fast, transparent, and personalized payday loan solutions, we’re here to ensure that your financial needs are met with the utmost care and professionalism. A brighter financial future awaits with Tradition Credit—where your financial well-being is our top priority.

Apply for your payday loan at Tradition Credit and experience the peace of mind that comes with having a reliable financial partner by your side.

FAQ – Interest rates and fees

  • What are the fees that moneylenders can charge?
    With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:

    • a fee not exceeding $60 for each month of late repayment;
    • a fee not exceeding 10% of the principal of the loan when a loan is granted; and
    • legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.
  • What should I consider before taking up a loan?
    Before approaching a moneylender, consider other alternatives, such as the various financial assistance schemes offered by various Government agencies.
    You are legally obliged to fulfil any loan contract you enter into with a licensed moneylender.
    Borrow only what you need and are able to repay. Be mindful that if you are unable to meet the contractual terms, the late payment fees and interest payment will be a financial strain not just on yourself but also on your family.
  • What should I do after being granted a loan?
    • Make sure the moneylender delivers to you the correct principal amount of the loan.
      The moneylender is only permitted an upfront deduction of a loan approval fee of up to 10% of the principal amount.
    • Pay the loan instalments on time to avoid incurring late payment fees and late interest.
    • You should retain all statement of accounts and receipts of payments, as documentation and evidence of payments.

Applying For Personal Loans in Singapore

We get you the cash when you need it.
Simple, fast and secure.
Borrowing with us is done in 3 easy steps.

Step 1
Apply Online

Complete our simple online application form, it only takes a few minutes. We will contact you & discuss your application & options.

Step 2
Submit and verify

Bring along your supporting documentation, we will verify your eligibility and confirm facility amount.

Step 3
Get Funds

Sign your documentation and you will get the funds on the same day. Many of our loans are funded within the same day of applying.
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All The Great Loans in One Place. Tradition Credit.

Simple, Fast and Secure

Getting a fast cash loan in Singapore can be actually easier than it seems. Here in Tradition Credit, we offer a hassle-free and yet reliable fast personal loan application process online. Getting a fast cash loan in Singapore has never been easier. We have proven to have a strong and consistent track record in offering emergency fast credit cash loans to many Singaporeans in their time of need.

With many years of experience in handling individuals with imperfect credit score, we have still managed to offer fast personal loan packages to many within a short period of time legally. If you are looking to get a quick cash loan or personal loan in Singapore for your own financial needs, you should first engage our consultants and we will be more than happy to offer you a free consultation over the phone or even at our office.